GESIS - DBK - ZA4721

ZA4721: Flash Eurobarometer 184 (Access to Finance Among Small and Medium-sized Enterprises in the New Member States)

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List of Files


  • ZA4721_v1-0-0.dta (Dataset Stata) 280 KBytes
  • ZA4721_v1-0-0.por (Dataset SPSS Portable) 424 KBytes
  • ZA4721_v1-0-0.sav (Dataset SPSS) 352 KBytes


  • ZA4721_bq.pdf (Questionnaire) 163 KBytes
  • ZA4721_q_cy.pdf (Questionnaire) 163 KBytes
  • ZA4721_q_cz.pdf (Questionnaire) 144 KBytes
  • ZA4721_q_ee-ee.pdf (Questionnaire) 40 KBytes
  • ZA4721_q_ee-ru.pdf (Questionnaire) 171 KBytes
  • ZA4721_q_lt.pdf (Questionnaire) 142 KBytes
  • ZA4721_q_lv-lv.pdf (Questionnaire) 144 KBytes
  • ZA4721_q_lv-ru.pdf (Questionnaire) 172 KBytes
  • ZA4721_q_mt.pdf (Questionnaire) 137 KBytes
  • ZA4721_q_pl.pdf (Questionnaire) 146 KBytes
  • ZA4721_q_si.pdf (Questionnaire) 127 KBytes
  • ZA4721_q_sk.pdf (Questionnaire) 140 KBytes

Other Documents

  • ZA4721_readme.pdf (Other Document) 20 KBytes
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Bibliographic Citation

Citation Citation European Commission, Brussels (2014): Flash Eurobarometer 184 (Access to Finance Among Small and Medium-sized Enterprises in the New Member States). GESIS Data Archive, Cologne. ZA4721 Data file Version 1.0.0,
Study No.ZA4721
TitleFlash Eurobarometer 184 (Access to Finance Among Small and Medium-sized Enterprises in the New Member States)
Current Version1.0.0, 2014-8-7,
Date of Collection27.04.2006 - 16.05.2006
Principal Investigator/ Authoring Entity, Institution
  • European Commission, Brussels DG Communication Public Opinion Analysis Sector


AbstractOpinion of company decision-makers on the issue of financing. Topics: development of the company’s situation in the last year regarding: turnover, profit, profit margin, level of debt, cash flow, investment, level of exports, research and development, market share; existence of a development plan for the next three years; most important element to ensure the company’s development: better qualified people on the market, social and fiscal regulations more suited to the sector of activity, greater production capacity, easy access to means of financing, stricter regulation regarding competition from outside the EU, advice and support service for the development of the company; use of selected types of financing in the past: overdraft, leasing or renting, discount or factoring, increase in capital dedicated to venture capital funds or to private individuals, loans shorter or longer than a 3-year term, public subsidies; approximate amount of last loan; recent request for a loan less than 25000 €; needs to be met by this loan; assessment of the difficulties to obtain a loan less than 25000 € compared to other forms of company’s financing; most important elements to resort a loan less than 25000 €: lower interest rates, simpler procedures for granting loans, less demanding on guarantee requirements, shorter delays for granting loans; assessment of the current financing of the company as sufficient; institutions contacted to obtain financing: banks, public institutions, private financing companies, leasing or renting companies, venture capital companies, private investors; expectations regarding the increase of the company’s capital within the next years; measures to increase the company’s capital: opening-up capital to private individual investors or to venture capital companies, management buy-out, going on the stock exchange, opening-up capital to the company’s employees; assessment of the access to bank loans as easy; assessment of the development of the impediments to access bank loans compared to a few years ago; reasons that impede obtaining a bank loan compared to a few years ago: interest rates are too high, banks request too much information, loan granting procedures are too long, administrative side of the loan application is very demanding; approval of the following statements: loan is needed to conclude projects, unsuitable offers from banks, risk-averseness of banks, banker understands specifics of the company’s sector, banker sufficiently supports the company in terms of its financing; assessment how the company’s needs regarding financial management are met internally; preferred sources of information on financing. Demography: position of respondent at the company; number of employees; company size; development of the number of employees in the last year; main activity of the company; company sector; year of company establishment; years of company activity; shareholding of the company; turnover of the company in the own country in the last fiscal year. Additionally coded was: respondent ID; language of the interview; date of interview; duration of the interview; weighting factor.
Categories Categories
  • International Institutions, Relations, Conditions
  • Branches of Economy, Services and Transport
  • Stock Market and Monetary Transactions
Topics Topics
  • 8.2 Business/industrial management and organisation
  • 11.2 International politics and organisation


Geographic Coverage
  • Cyprus (CY)
  • Czech Republic (CZ)
  • Estonia (EE)
  • Hungary (HU)
  • Latvia (LV)
  • Lithuania (LT)
  • Malta (MT)
  • Poland (PL)
  • Slovakia (SK)
  • Slovenia (SI)
UniverseThe target for this Flash Eurobarometer was defined as all companies employing 1 to 249 persons, except agriculture, nonprofit and public administration, in the 10 new Member States of the European Union. The person interviewed was a top level executive (General Management, Financial Director or Chief Accountant).
Sampling Procedure Sampling Procedure
  • Probability: Stratified
Mode of Collection Mode of Collection
  • Telephone interview
Data CollectorFocus Agency, Prague, Czech Republic; Saar Poll, Tallinn, Estonia; CYMAR, Nicosia, Cyprus; Latvian Facts, Riga, Latvia; Baltic Survey, Vilnius, Lithuania; Gallup Hungary, Budapest, Hungary; MISCO, Valletta, Malta; Gallup Poland, Warsaw, Poland; Cati d.o.o., Ljubljana, Slovenia; Focus Agency, Bratislava, Slovakia
Date of Collection
  • 27.04.2006 - 16.05.2006 (total)
  • 27.04.2006 - 15.05.2006 (Czech Republic)
  • 28.04.2006 - 08.05.2006 (Estonia)
  • 27.04.2006 - 02.05.2006 (Cyprus)
  • 09.05.2006 - 16.05.2006 (Latvia)
  • 28.04.2006 - 03.05.2006 (Lithuania)
  • 27.04.2006 - 09.05.2006 (Hungary)
  • 27.04.2006 - 10.05.2006 (Malta)
  • 04.05.2006 - 12.05.2006 (Poland)
  • 28.04.2006 - 11.05.2006 (Slovenia)
  • 27.04.2006 - 10.05.2006 (Slovakia)

Errata & Versions

VersionDate, Name, DOI
1.0.0 (current version)2014-8-7 Archive release
Errata in current version
Version changes

Further Remarks

NotesA fully analogous study has been carried out in 2005 in the 15 previous Member States (Flash Eurobarometer 174, ZA4423).
Number of Units: 1536
Number of Variables: 88
Analysis System(s): SPSS, Stata


  • European Commission; The Gallup Organisation: SME Access to Finance in the New Member States: summary. Brussels: European Commission, July 2006.
Relevant full texts
from SSOAR (automatically assigned)


Research Data Centre
  •  EB - Flash Eurobarometer
    The Flash Eurobarometer were launched by the European Commission in the late eighties, turning out a Monthly Monitor between in 1994 and 1995. These “small scale” surveys are conducted in all EU member states at times, occasionally reducing or enlarging the scope of countries as a function of specific topics. The typical sample size is 500-1000 respondents per country and interviews are usually conducted by phone in the respective national language. The Flash Eurobarometer include series on special topics (Common Currency, EU Enlargement, Information Society, Entrepreneurship, Innovation) as well as special target group polls, particularly company managers with enterprise related topics.
  • Flash Eurobarometer - Manager samples and enterprise issues